Dan Mahowny was a star of Commerce. At twenty he had been director of a major division in the heart of Toronto's financial district. He had been a workaholic. To his clients, he had been crucial astute and valuable. To his close good friends, he had been a quiet, but humorous person who enjoyed watching sports on tv. To his girlfriend, he had been shy but engaging. Not one of them knew Dan Mahowny's other hand --the other side that executed the largest single handed bank fraud in Canadian history, grossing over $10 million in five months to feed his gambling obsession.